More Happy Homeowners

Very professional and efficient. From app to closing, was able to close in only 2 weeks. Highly recommend Mr. Martinez

We’ve had the pleasure of working with Julio on two different occasions and we can’t recommend him enough. He’s professional, knowledgeable and reliable. Thanks Julio for your help and guidance through the whole process!!

Julio is a pleasure to work with and made this complex borrowing process very easy to navigate.

Julio was an absolute pleasure to work with and his professionalism is unmatched! Thank you so much for your help!

Pachanga Art

8 months ago

1hr to get a written offer then 12 days to close and be funded! old school lending at it’s very finest. mr Julio Martinez Jr at Florida united lending is a local expert with the experience and network that is a clear alternative to big bank lenders. an independent broker, he worked for us not the lender and succeeded in negotiating a fair and competitive non-qm solution through a no pressure and hassle free process from start to finish.

Es fácil conseguir un Lender, pero no un gran amigo ,es fácil caerse pero más fácil es levantarse cuando tienes un gran equipo un profesional en toda la palabra ♥️Que hubiese sido de mi familia sin julio un Lender experto en su materia y en temas que jamás pensé. A Dios le damos gracias 🙏 por personas como el, que desde el inicio de nuestra compra de nuestro hermoso hogar 🏡 fue pieza clave creando un equipo espectacular logrando que el camino se viera fácil .Le doy 5 estrellas 🌟 🌟🌟🌟🌟 xq no existen más en el Google 😂jjaaa pero hoy puedo decir que más que mi Lender preferido y ahora mi gran amigo el es un campeón de los grandes. Por él y más a DIOS GRACIAS 🙏 🫶♥️🙌👨‍👩‍👧‍👦🏡🔑

Frank A. Stanaitis

1 year ago

Julio thank you so much for working with me and doing all this hard work to get to me through this process. It Is my pleasure to meet a very pleasant and great sense of humor individual as you are sir. Remember stay alerts and you won't get hurt. God bless you Archie Bunker.

Julio, You're the BEST!! Thank you for working so hard on getting us the best deal. It was great working with you again. Thank you.

Gracias por toda la ayuda. Siempre disponible. Algunos errores repetitivos pero siempre se pudo solucionar (detalles), excelente atención y disposición.

Quiero agradecerle a Julio Martinez por ayudarme a comprar mi primera casa. Estando presente en cada momento. Mostrando empatia, paciencia y máxima profesionanidad. Doy 5 estrellas a Julio porque no existen 10. A todos cuanto conozco le recomiendo sus servicios

Asegurandoles que saldran completamente satisfechos.

As a first time home buyer I would 10/10 recommend, Florida United Lending. Was there for me every step of the way and kept communications up along the whole process.

I’m so thankful for having Julio helping me with my refinancing. 2021 was Probably the worst year of my life, February 4, 2021 I lost mother due to Covid and I knew that I was going to deal with a new chapter and obstacles in my life. Probate, mother assets and Of course the refinancing of the house. I was very Overwhelmed and stressed out thinking it was gonna be a very difficult process dealing with my other siblings as well . Julio made it everything but difficult, it was easy it was fast and of course he made me feel very comfortable.. I actually felt like we were family and how he took his time to get to know me was amazing!!..I’m very thankful !! I know my mother is smiling knowing her children walked out this process satisfied and thankful !!

Thank you Julio and thank you all for the opportunity … Aura son👸 Edward Baeza

Julio, thank you for your hard work. You promised it could be done and you did it! Thank you!! Even though you were not local, you still pulled it off without a hitch. Our closing came in on time even though we had to make some alterations. We were pleased to do business with you. We appreciated your responsiveness, availability by phone and email, always keeping us informed of the process and reducing our stress level. God bless you and your company - Florida United Lending Mortgage.

Julio was great to work with!!

This is my second time working with him. He promptly returns calls, answers any questions and guides you through the process smoothly and professionally. We got an amazingly low interest rate and were able to close within 3 weeks. Julio is trustworthy, hard-working and will definitely go above and beyond. Highly recommend.

All I can say is Outstanding.Julio and his team at Florida United Lending delivered where others had promised.The entire Mortage process went flawlessly and we closed in less than a month.Thanks to Julio and his team we now have our little piece of paradise in the Florida Keys

Antonio Oropesa

My wife and i recently purchased our Dream home, thanks to Julio Martinez at Florida United Lending. He was Very professional and courteous, he was on point with all the numbers, and even at times when my wife and i thought it wouldn't happed, Julio gave us confidence that it would. and well the rest is history, we got our home.

As far as we are concerned Julio is the best in the business. Looking to buy or refinance? give him a call, and you will see for yourself.

Estoy muy contenta de haber escogido a Florida United Lending..Trabajamos con Julio Martinez y estoy muy agradecida por toda la ayudar que me dio durante mi refinanciamento...el me ayudo durante todo el proceso y la verdad que no se que hubiera echo si no hubieramos escogido a Florida United Lending

I have used Florida United Lending for my real estate financing needs for over 20 years. This past experience was like no other. Mr. Martinez provide the best service and was able to close on my property within 2 weeks. Excellent Experience.

We just closed a loan with Florida United Lending. Let me tell you this has been the fastest and best experience I have ever had with a mortgahe loan. Simple and most importantly Fast to close. We secured a fabulous rate, much much better than any bank or any other lender would quote us in Florida. I highly recommend this company. You will deal directly with the owner and president Mr. Julio Martinez. I can't say enough of how gratified I am to do business with him and his company. I will definitely see you again on my next purchase or refinance. Thank you Julio!!

If I could give Julio 10 stars, I would. He was a pleasure to work with, and I'm certain we only have our new house because we worked with him. He was solution-driven, consultative, and very diligent in finding me a loan and executing the deal. Thank you for helping our family acquire our home!

I have been so impressed with Julio Martinez at Florida United Lending. He helped me with my refinance in April 2020 and was a true professional-responsive, thorough, and patient with me. I couldn't be happier with Julio and his high level of service, and I would recommend him to my family and friends without hesitation. If I ever decide to refinance again, I hope he will be there as a partner in process. Thank you Julio and all your help was very much appreciated.